At Payonetic, we provide intelligent, secure, and tech-driven banking and financial solutions tailored to modern businesses. From virtual accounts and automated reconciliations to lending and escrow services, our platform empowers you to manage funds, compliance, and customer trust with ease.
Create dedicated virtual accounts for customers, partners, or business units to simplify collections, automate reconciliation, and gain better visibility.
Seamlessly process bulk or scheduled payments with smart routing, approval workflows, and real-time tracking.
Protect high-value transactions with escrow management, automated documentation, and KYC/AML-compliant processing flows.
We evaluate your business workflows, transaction models, and regulatory requirements to tailor-fit financial services to your operations.
Virtual accounts, payout systems, and compliance frameworks are configured to align with your collection, disbursement, and reconciliation needs.
We integrate APIs for virtual accounts, lending, escrow, and payouts with your ERP, CRM, or payment ecosystem for seamless automation.
Real-time transaction monitoring, audit logs, and automated KYC/AML checks ensure regulatory compliance and operational transparency.
Years of experience in Industries.
Assign and track payments at a granular level with auto-reconciliation and ledger integration.
Disburse payments via IMPS, NEFT, RTGS, or UPI with real-time status updates and retry mechanisms.
Enable lending directly from your platform with embedded finance APIs and dynamic credit scoring models.
Maintain full transparency with downloadable reports, automated audit logs, and compliance with RBI, KYC, and AML norms.
We offer virtual accounts, automated payouts, lending infrastructure, escrow management, and compliance tools.
Yes, you can create and manage multiple virtual accounts with unique references for automated tracking and reconciliation.
Absolutely. We work with regulated partners and adhere to RBI guidelines, along with full KYC and AML compliance.
Our solutions are scalable and work for businesses of all sizes. Custom pricing and feature access are available based on your volume and needs.