Overview

At Payonetic, our Payment Aggregation & Platform solutions empower fintechs, marketplaces, SaaS platforms, and aggregators to onboard merchants, collect payments, and manage transactions seamlessly. With unified APIs, powerful dashboards, and scalable infrastructure, we help you launch and grow your embedded finance ecosystem faster.

why choose us

Why Choose Our Payment Aggregation & Platform Solutions?

Merchant Onboarding & KYC

Streamline partner onboarding with automated KYC, risk checks, and digital documentation flows—all compliant with regulatory standards.

Unified Payment Infrastructure

Manage collections, disbursements, and reconciliations across all merchants through a single, consolidated platform.

Real-Time Analytics & Control

Access granular transaction data, configure split settlements, set limits, and manage risk from a centralized dashboard.

Customizable White-Label Solutions

Launch your own branded payment platform with fully customizable UI, workflows, and integrations—powered by our robust backend.

how it work

How Our Payment Aggregation & Platforms Work

01

Requirement Analysis

We evaluate your business model—whether you're a marketplace, SaaS platform, or aggregator—to define onboarding flows, transaction logic, and compliance requirements.

02

Platform Setup

Our team configures your aggregation environment, including virtual accounts, merchant hierarchies, and branding components, tailored to your platform needs.

03

Integration & Onboarding Automation

We integrate APIs for merchant KYC, payment collection, split settlements, and dashboards—enabling smooth onboarding, tracking, and revenue sharing.

04

Ongoing Management & Compliance

From real-time monitoring and reconciliation to risk checks and regulatory compliance (KYB, AML), we ensure your platform stays secure, scalable, and audit-ready.

+

Years of experience in Industries.

our feature

Built for Aggregation, Control, and Scale

Multi-Tenant Architecture

Operate multiple merchant accounts and flows under a single system with role-based access and permissions.

Split & Dynamic Settlements

Enable automatic revenue sharing, commission deductions, and custom payout logic for each transaction.

Platform APIs & SDKs

Access pre-built APIs and SDKs for quick integration of onboarding, payments, and reconciliation processes.

Compliance & Risk Management

Automated KYB, TIN/ GST validations, risk profiling, and transaction-level monitoring ensure platform-level compliance.

faq

Frequently Asked Questions

Fintech companies, marketplaces, SaaS platforms, aggregators, and any business needing to manage sub-merchants or partners.

Yes, we support white-label implementations so your platform can offer a seamless branded experience.

You can configure split or scheduled settlements, define payout logic, and manage everything via our dashboard or APIs.

Yes, we handle KYB, AML checks, and RBI compliance through our system and regulated partners.