At Payonetic, we offer specialized banking and financial services tailored to modern businesses and financial institutions. From virtual account management to escrow solutions and automated payouts, our secure and scalable systems ensure precision, compliance, and efficiency across all financial operations.
Assign unique virtual accounts to customers or vendors to simplify reconciliation, automate fund routing, and enhance tracking of inflows and outflows.
Facilitate secure and compliant transactions through our digital escrow and trust account services—ideal for marketplaces, real estate, and large B2B transactions.
Disburse bulk payments—like refunds, commissions, or vendor payouts—instantly with our rule-based, API-driven payout engine.
Build custom financial products using our BaaS APIs—whether for neobanks, lending platforms, or fintech solutions needing account creation, balance checks, and compliance tools.
We begin by understanding your business model, financial workflows, compliance needs, and growth plans to define the right mix of banking and financial services tailored to your sector—be it fintech, NBFC, marketplace, or enterprise.
Our team configures virtual accounts, escrow mechanisms, automated ledger systems, and payout engines—integrated with banking partners—ensuring secure and compliant financial operations from Day 1.
We enable seamless integration of your platforms with our BaaS APIs, real-time reconciliation modules, and automated payment rules—empowering faster transactions, data synchronization, and financial intelligence.
Through continuous monitoring, regulatory updates, and optimization, we ensure your financial services ecosystem remains scalable, audit-ready, and aligned with evolving market and compliance standards.
Years of experience in Industries.
We align with Indian banking regulations, including integration with RBI-compliant nodal and escrow accounts.
Track every transaction with a robust, auto-updating ledger that supports internal audits and financial reconciliation.
Set custom rules for payments, holds, triggers, and splits—perfect for scalable use cases in lending, insurance, and gig economy platforms.
All services are accessible via RESTful APIs with full documentation, enabling easy integration into your core systems.
Our solutions are designed for fintechs, NBFCs, large enterprises, aggregators, and platform-based businesses.
Yes. Using our BaaS suite, you can build products like virtual accounts, wallets, and embedded finance solutions.
Absolutely. We work with RBI-regulated partners and ensure all processes meet legal and compliance standards.
Depending on the complexity, most services can be enabled within 3–7 working days post-onboarding and documentation.